Gabe del Rio 


P | (619) 450-8700
E | gabe.delrio@springboard.org

Gabe is the President of Springboard CDFI and member of the senior leadership team for the Springboard Social Enterprises & Credit.org family of companies. Gabe also chairs the Nationwide Mortgage Collaborative Leadership Council, bringing together the highest producing mortgage‐focused CDFIs nationally with the support of the Ford Foundation. Prior to Springboard, Gabe was the COO for Community HousingWorks, and helped lead the transition of the CDFI to a national platform for scaled expansion.

Jamil Atcha

Executive Vice President

P | (951) 779-7717
E | jamil.atcha@springboard.org

Jamil is a 23+ year veteran of the mortgage industry with experience in origination, sales & marketing, operations, servicing, and GSE governance, including expertise in secondary marketing, GSA delivery, investor relations, MSR acquisition and GNMA securitization. Having also worked in loss mitigation during the mortgage meltdown, he has personally managed over 100 assets, taking those assets through foreclosure, loan modification, deed in lieu, REO and sale.

Matt Callahan 

VP Production and Product Development

NMLS #233558
P | (951) 779-7701
C | (562) 391-6453
E | matthew.callahan@springboard.org

I’ve worked supporting affordable home ownership opportunities for first-time home buyers since 1985. My previous employers include the Los Angeles Housing Department and Freddie Mac. Prior to joining Springboard, I owned a mortgage company that specialized in servicing first time buyers. I like my job because I’ve seen the positive impact home ownership has on individuals, families and communities. It’s a privilege creating opportunities and opening doors for people who never considered home ownership a possibility.

Angel Capalbo 

VP Lending Systems & Technology

P | (951) 779-7702
E | angel.capalbo@springboard.org

Angel has extensive knowledge and background in residential mortgage banking through retail, wholesale and secondary market channels. She has been successful at developing, launching and managing new initiatives for many organizations and is our link between implementing business operations into software solutions.

Larry Ewing

Home Loan Coach

NMLS #1563102
P | (951) 779-7733
F | (951) 328-7760
E | larry.ewing@springboard.org

I have worked in finance and lending since I got out of the US Air Force in 1992. As a veteran I was able to take advantage of my veterans benefit when I bought my first home and I want all vets to have that same opportunity to share in the American dream. Working with home buyers and existing homeowners makes me happy because these are the people who are setting down roots and benefitting their communities in the long term and I enjoy doing all I can every day to help them achieve their dreams and goals. I love my job because I work with highly motivated people who enjoy working with homeowners and buyers. Finding the right loan for a buyer and seeing the look of accomplishment on their face when they are handed the keys to their new home is the greatest feeling in the world.

Gary Aguilar 

Home Loan Coach

NMLS #1021337
P | (951) 779-7734
F | (951) 328-7758
E | gary.aguilar@springboard.org

In my 16 years with Springboard I have focused on providing quality financial education and counseling to improve the lives and financial well-being of individuals and families. Some areas of assistance has included first time home buyer education, reverse mortgage counseling, foreclosure prevention, budgeting, and credit management. Prior to my tenure with Springboard I was a Senior Loan Officer for 8 years assisting potential and current homeowners in Southern California. I love my job because it allows me to use my experience and skills to assist first time home buyers achieve homeownership.

Rocio Rivas

Home Loan Coach Assistant

P | (951) 779-7737
F | (951) 328-7761
E | rocio.rivas@springboard.org

I’ve been with Springboard for the last 4 ½ years. During this time I have helped current homeowners remain in their homes while helping submit paperwork directly to their lenders for modifications. I also became a housing counselor and helped distressed homeowners find a way to save their homes by learning how to budget accordingly. With this experience I’m able to educate and prepare people on becoming first time homebuyers. I love my job because I have the ability to educate and prepare people to achieve their dream of becoming a homeowner again or for the very first time.

Tonya Collins

Home Loan Coach Assistant

P | (951) 779-7738
F | (951) 328-7762
E | tonya.collins@springboard.org

I love my job because I enjoy forming relationships with my borrowers while helping them overcome any financial obstacles so that they are able to achieve their goal of homeownership. Over the past 18 years I have worked as a Credit and Housing Counselor advising and educating clients on managing their debt and creating an action plan that provided clients steps to take to reach their goal of either becoming a homeowner or preserving their homeownership.

Corrie Williams

Event Coordinator

P | (951) 779-7740
E | corrie.williams@springboard.org

I have been with the company for over 7 years and my previous positions have allowed me to coordinate company-wide safety meetings ensuring that our employees are provided with a safe work environment. This permitted me the opportunity to interact with my peers on a daily basis. My past positions also allowed me to be outgoing, build relationships with vendors, be patient, understanding, and never sweat under pressure. As an Event Coordinator, knowing that I set the foundation for first time home buyers to learn about various programs and services that we offer, as well as providing a seamless atmosphere while consumers obtain the knowledge and power of becoming future home buyers, is why I love my job.

San Diego

Bruno Lizarraga

Community Mortgage Banker

NMLS #347608
P | (619) 858-3537
F | (951) 328-7754
E | bruno.lizarraga@springboard.org

I am is seasoned mortgage professional with over 40 years of experience in the mortgage loan industry. My extensive practice in the field includes loan servicing, loan origination, marketing, loan processing, community outreach, homebuyer education, community service & 26 years as a Mortgage Broker. The five years I have been employed with Springboard CDFI have been the most satisfying of my career! I do not look at what I do as a job but rather as a calling. That life’s work is laboring with a demographic that is greatly underserved in our mortgage industry – the low to moderate income first time home buyers. I still get emotional when calling these buyer’s at closing to proudly inform them that they are now homeowners. In my free time I enjoy traveling with my dear wife of 37 years, Maricela & spending quality time with our five grandchildren.