Our History

As a not-for-profit mortgage lender working to help more people become homeowners, Springboard Home Loans is committed to helping clients secure the best mortgage financing options on the market. Our loan officers are experts in walking first-time home buyers through the process, making sure they understand every step, and going to bat for the best rates and terms available. We’ve been in the business for over 35 years, and in that time have developed a number of unique products and options designed to make homebuying more affordable.

Springboard Home Loans was started in 1982 out of a garage in the City Heights neighborhood of San Diego. Originally named San Diego Neighborhood Housing Services, we began by providing rehab loans to homeowners to revitalize the neighborhood. From there, our not-for-profit mortgage lending activities grew both in the products offered, and in our reach, to what you see today – A national Community Development Financial Institution (CDFI) helping people invest in their future and their community through the biggest wealth-building opportunity most will encounter: homeownership.

Our Mission

Bridging the wealth gap in America by providing scaled solutions and access to capital; with a focus on first-time home buyers, people of color, and rural communities.

Mortgages that Matter. . .

To Your Familyfamily-eating-at-the-table-619142_640

Our goal is to get you into a home that fits comfortably into your family’s budget. We’ll take the time to walk you through the steps so you understand exactly what’s going on and how much homeownership is really going to cost. When done right, buying a home is a smart investment that can provide benefits to your family for generations.

To Your Bottom Line

We offer a number of loan products that help buyers extend their purchasing power and keep more money in their pockets. See how our products stack up! Contact a loan officer to learn more. 

To Your Community

As a nonprofit Community Development Financial Institution (CDFI), income earned through our transactions is reinvested into programs that help more deserving families achieve their dream of homeownership. Not only are we lending a hand to the community, but we’re also lending great mortgages to individuals of all income levels.